Basseterre, St. Kitts – The TDC Insurance Company Limited (TDCIC) continues its commitment to support educational advancement with the recent donation of a new 15.6 Inch Hewlett Packard Laptop and Premiere Speakers, to the Saddlers Secondary School on St. Kitts, and a LG 43 Inch Smart Television to the Violet O Jeffers Nicholls Primary School, on Nevis.

The corporate contribution valued at seven thousand five hundred and twenty dollars (EC$7520.00) forms part of the insurance company’s corporate agenda to support educational advancement at all levels, in particular digital learning, to help bridge the digital divide, to give students access to necessary tools to achieve academic success in the classroom.

Ms. Atisha Byron, Operations Manager, spoke of the importance of the donation and the impact it will have on both the students and teachers who will be using the much-needed equipment.

“We, at the TDC Insurance Company Limited (TDCIC) are thrilled to be able to support our schools and students with this essential equipment. We believe that education is a key component of a healthy and vibrant community, and this makes us proud to be able to give back in such a meaningful way.”

The timely investment is just one of the many ways that the company, and by extension the TDC Group of Companies, have been actively ‘giving back’ to several notable causes with a focus on education, healthcare, and community development.

Picture 1 – Ms. Atisha Byron, Operations Manager, TDC Insurance Company Limited handing over 15.6 Inch Hewlett Packard Laptop to Ms Phylicia Nolan Head of Learning Support at the Saddlers Secondary School

 



As the Federation observes Breast Cancer Awareness month in October, the TDC Home and Building Depots continue to play its part in helping to raise consciousness of the disease.

Through its Pinktober campaign, the retail outlets are giving customers the opportunity to get deep discounts on all pink tagged products in store, and access to free breast screening, every Saturday from 10 a.m. until 12 p.m., by a team of trained and certified health professionals.

Pink displays with ribbons and bows can be found in the power aisles, the staff is dressed in pink, and the St. Kitts store’ façade also lit in pink, to remind patrons to ‘think pink’ in support of the National effort and as a show of solidarity.

Pinktober forms part of the companies’ annual cause related outreach programmes to advocate, celebrate, and educate the public about the realities of breast cancer.



The TDC Group of Companies has once again given its corporate backing to the St. Kitts and Nevis Alzhemier’s Association, as it celebrates Alzheimer’s Awareness Month, in September.

The company ‘repainted’ its Home and Building Depot on the Frigate Bay Road in St. Kitts, in purple, the organisation’s signature colour, to make a strong statement in support of those persons who are affected by the progressive neurologic disorder.

Additionally, in honour of World Alzheimer’s Day, which is celebrated annually on 21st September, staff across all departments donned their purple uniforms in solidarity with the local organization to further increase public understanding of the disease.

In recent years, assistance has also come in the form of services through the donation of equipment and materials to conduct training, membership development activities, and community outreach programmes.

Picture – TDC Staff pose in their purple uniform in support of World Alzheimer’s Day



Basseterre, St. Kitts – With the 2022/23 academic year just around the corner, the TDC Group of Companies and The Cable have partnered to support the community-based organisation, The Kidz Club, with its second annual Back-to-School Drive.

The civic minded companies jointly donated over five hundred dollars in back-to-school supplies from the TDC Home and Building Depot to benefit at least two hundred children, who will attend the “Back to School with Bang” Funday at popular entertainment spot, Seventeen Degrees, on Victoria Road, in Basseterre.

The idea is the brainchild of Mrs Kenisha Rameshwar, Kidz Club founder, who saw the need to create an opportunity for children, especially the less fortunate to get access to scholastic materials through entertainment to better prepare them for success in the classroom.

The Funday will also feature a variety of exciting traditional games and activities that will include give aways, face painting, along with refreshments for a minimal cover change to attend and participate.

The collaboration forms part of an ongoing corporate social responsibility drive to further promote and advance education in the Federation.

  

Picture – Mrs Kenisha Rameshwar along with Mia Bailey, TDC Client Relations and Marketing Manager and Ms. Yarayni Morton, The Cable’s Marketing Manager pose for a photo with members of Kidz Club at the handing over presentation held at The Cable

 



The public, and customers of the TDC Home and Building Depots in St. Kitts and Nevis will again get the opportunity to purchase a variety of fresh farm produce and ornamental plants at the stores Annual Farmers Market.

The mini marketplace will be open on Saturday 26th March 2022, from 9 a.m. until 1 p.m., at both locations on the Frigate Bay Road in Basseterre and Pinney’s Industrial Estate in Charlestown.

The activity forms part of the companies’ Farmers Appreciation Month initiative, which is specifically designed to recognize the farming fraternity for their continued efforts and contributions in ensuring food safety and security and reducing import substitution.

Complementing the outdoor activity is the on-going discount sale on lawn and garden supplies, such as seeds, fertilizer, pesticides, equipment, and inputs not for only bona fide farmers but to persons involved in various forms agriculture.

Over the four (4) week period, field representatives from the TDC Agro Divisions have been visiting and interacting with farmers, along with other persons involved in crop production to find ways to improve through which the company can better meet and serve their needs.

Picture – Customers purchasing fresh produce at the TDC Home and building Depot (St. Kitts) Farmers’ Market



For the month of March, farmers are being celebrated by the TDC Home and Building Depots for their contribution to agriculture, in St. Kitts and Nevis.

Over the four (4) week period, the retail stores are offering savings on tool, garden supplies, including mulch, fertilizers, pesticides, equipment, machinery, and inputs, among others.

This year, several farmers will be recognized for their efforts with the ‘Farmer of the Year’ Award, which is an in-store shoppers’ incentive launched in 2021, to help them acquire additional materials to better increase output.

To meet their varying needs, field representatives from the Lawn and Garden Centres have been visiting and interacting with the fraternity offering practical advice and solutions on how to improve production, while ensuring food safety and security.

Picture: Ras Bora of Gideon Farm in Old Road showing the progress of locally grown berries during a Farmers Field visit

 

 

 

 



Teachers and staff at the Tucker Clarke Primary School were given a brand new Premier eighteen (18) cubic foot refrigerator, thanks to a generous contribution from the TDC Financial Services Company Limited.

The appliance was handed over by Mr. Wayne Woodley, TDC Financial Services Operations Manager, to Mr. Devon Harris, School Principal, at a brief ceremony, on Tuesday 1st March 2022, at the school.

According to Mr. Harris, “the school is currently working on renovating some of the spaces at the school, which includes the staff room. The idea is to create both a working and relaxing environment for our hard-working staff. We organized several fundraisers and made a formal request to the TDC Financial Services Company Limited for assistance, and they willingly agreed to support us.

He also added, “the refrigerator will be housed in our upgraded staff room.  On behalf of myself, and all the staff, we say thank you the TDC Financial Services Company Limited for their kind donation. Your donation says that you understand the value of education and how important it is to have the resources.”

The much-needed equipment will now help to fast track a series of planned activities that are specifically geared towards completing the upgrades by the end of the academic year in 2022.

Picture: (L-R) Mr. Wayne Woodley, TDC Financial Services Company Limited Operations Manager and Mr. Devon Harris, Principal Tucker Clarke Primary school pose for a photo following the presentation



Tuesday 8th March 2022 is celebrated worldwide as International Women’s Day.  This year, the TDC Group of Companies has chosen to highlight six (6) of its long serving female employees, who have each carved their place as outstanding leaders.

Mrs. Veron Walters-Chapman, Supervisor, TDC Inventory Department (Nevis), Ms. Maritza Bowry, Group Finance Director, Ms. Belinda Claxton, Assistant Manager, TDC Home and Building Depot (Nevis), Mrs. Rubercilla Jeffers, Underwriting Supervisor, TDC Insurance Company Limited (St. Kitts), Ms. Linda Huggins, Credit and Contracts Administration Manager, and Mrs. Charlene Stapleton, Group Chief Internal Auditor, were singled out for their contribution to the advancement of the Group and more so for their leadership attributes.

In their own words, each employee spoke of their journey, beliefs, and how they have helped to shape the development of the company, by making a positive difference, as women performing in roles traditionally held by men.

“I can do all things through Christ who strengthens me. I joined TDC in 1990 as a cashier.  I have climbed the corporate ladder and today, I am the Supervisor of the Inventory Department. I would encourage other young women to be strong, love your job and do your work to the best of your ability. You too can become exceptional leaders!”

Mrs Veron Walters, Supervisor, TDC Inventory Department (Nevis)

“This year the theme for International Women’s Day, “Gender Equality Today for a Sustainable Tomorrow” is relevant, as we navigate our unique paths to achieve our goals, whilst striving for excellence. I encourage all women to remain focused, committed and dedicated in pursuit of their dreams. Having served the company for over 25 years, it is indeed a privilege and honour to be the first female to hold the position of Finance Director of the TDC Group of Companies.”

Ms Maritza Bowry, Group Finance Director

“I have been with TDC for over 32 years. Starting as an Accounts Clerk, I have worked in several departments including Accounts, Business Equipment and Airlines. Today, I am the Assistant Manager of the Home and Building Depot, Nevis. I am proud to have contributed to breaking the glass ceiling that has long been held over women. I encourage all women to set standards. Accept the things you cannot change, change the things you can and seek wisdom to know the difference.  There is no limit to what we can accomplish as women.”

Ms Belinda Claxton, Assistant Manager, TDC Home and Building Depot (Nevis) Limited

“A woman is the full circle, within her, is the power to create, nurture and transform” – Diane Mariechid

“Kudos to ALL women on this International Women’s Day.  I wish to celebrate with us on the contributions we have made to society over the years and how we have triumphed through the difficulties which have brought us thus far. Despite gender inequalities we as women continue to beat all odds. Over 24 years ago I joined TDC as an Administrative Secretary.  I am now the Underwriting Supervisor at TDC Insurance.”

“Let us all continue to excel in our given spheres of influence, trusting God knowing that we can do ALL things through Christ who strengthens us”

Mrs Rubercilla Jeffers, Underwriting Supervisor, TDC Insurance Company Limited

“Leadership comes naturally to us women as we are born with all the characteristics in our DNA.  Leadership and womanhood require nurturing, guidance, patience, a sense of teamwork, the willingness to teach, the acceptance of failure and the humbleness of success.  I joined TDC over 40 years ago as an Accounts Clerk, and today I sit as the Manager of the Credit Department.  I encourage all women in the workforce to stand your grounds and apply yourself to achieving whatever you desire.  Always remember to have your notepad, with your notes to refer to!”

Ms Linda Huggins, Credit and Contracts Administration Manager

“I am honoured to be recognized as a professional woman in leadership who seeks to uphold the theme of this year’s celebration of International Women’s Day. I have been with the Company for 35 years, starting as an Assistant Accountant.  I am now the Group Chief Internal Auditor.  My favourite quote to share on International Women’s Day is- “A Woman who walks with God will always fulfill her destiny”. Happy International Women’s Day to all the women in TDC.  Whatever role you play, serve conscientiously and with integrity.”

Mrs Charlene Stapleton, Group Internal Auditor

Women are powerful agents of change and drivers of progress for everyone. TDC salutes you for your leadership and wish you continued success.

Picture: Ms. Maritza Bowry, TDC Group Finance Director



While the month of February is traditionally known as the month of love, the TDC Home and Building Depots are using the month to encourage customers to get active.

Whether it be a simple walk, running, or eating well, the Get Active campaign is more than a sales promotion, offering savings on a wide variety of products, geared towards making the best choices for healthy living.

This year, the companies have partnered with the Health Promotion Units (HPU) in the Ministries of Health and the International Cooperation and Development Fund (ICDF) to organize a series of activities to help curb the increase in the number of non-communicable diseases and their impact, through screening, testing, and education, across the TDC Group and the wider Community.

The Get Active initiative started in 2021 to encourage customers and the public at large, to adopt and make healthier lifestyle choices that would lead to happier and more productive lives.



The TDC Group of Companies held its forty-eight (48) Annual General Meeting on Tuesday 16th November 2021, to report on the company’s performance for the period February 1st, 2020, to January 31st, 2021.

Presiding over the meeting, Mr. Earle Kelly, Chairman/CEO welcomed shareholders both virtually and in person to hear firsthand of the activities undertaken by the Group, against the backdrop of the COVID19 pandemic, which is still being experienced globally.

The Board of Directors reported, “the declaration of the COVID-19 pandemic in mid-March 2020 placed severe constraints on economic activities in the Federation. The TDC Group rapidly responded to the crisis by establishing a cross-functional COVID-19 Taskforce and have been exemplary in swiftly implementing strict health and safety protocols, by pivoting to embrace remote working by staff and adopting new technologies to enhance both the customer and the employee experiences.”

Addressing business performance, the Executives also noted, “changing consumer behaviours, adverse market conditions, and income losses among our customers put pressure sales in certain product lines and service areas, especially the tourism and hospitality operations. The trading and financial services companies feared better and returned commendable results.”

The Group generated Profit Before Income Tax from Continuing Operations of $11,225,417 and Profit After Income Tax of $8,007,277 compared to Loss of $2,218,547 and $4,450,896, respectively in the prior year. As a result of the year’s financial performance, the company paid shareholders a dividend of six and a half (6.5) cents per share, amounting to $3,380,000.

In speaking about the future, the company’s real estate and construction project will continue at Dewars on St. Kitts and the land exchange of 40,215 sq. ft. with a building at Budgeon Estate, Nevis, for two (2) acres at Farms Estate, earmarked for middle income housing.

“Our signature initiative has been the recent launch of our online shopping website: shoptdcgroup.com. This is expected to be a gamechanger for the TDC Group. While we pursue technology-enabled initiatives to engage our stakeholders, personal interactions and relationships remain as valuable as the utility of the tools that we make available.”

The Group’s good corporate governance agenda is focused on the delivery of a strategic plan. This companywide project includes a transformation process, which began in early 2020, to ramp up Human Resource development and engagement, IT initiatives using emerging technological trends, and Data Analytics.

At the close of the meeting, the Executive recorded its profound appreciation to its dedicated and committed staff who contributed significantly to ensuring that the Group has survived the vagaries of the pandemic.

“We take this opportunity to express our gratitude to the entire team of the TDC Group of Companies. Our ability to operate safely and seamlessly throughout the pandemic-induced disruptions, restrictions and lockdowns is a test of our resolve and strength as a Group. It also testifies to our collective efforts, proactive leadership and genuine care for our employees and customers, to whom we are most grateful and appreciative. We must, and we will continue to work together for the benefit of all our shareholders and other stakeholders in keeping with our motto: Together We Succeed.”

The Corporate event was held at the Caribbean Credit Corporation Union Headquarters at Fortlands in Basseterre.

Picture 1: TDC Group of Companies Board of Directors pose for a photo following the 48th Annual General Meeting


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