Yes. There are no restrictions - you can use the money for whatever you want, like a car, a holiday or home improvements. Or to pay off all your existing commitments with one simple, affordable arrangement.

All applications are treated in the strictest confidence. Your bank, employer and so on will not be contacted without your permission.

Simply contact us again and we will endeavour to provide you with a higher-value loan.

We have an experienced customer care team who will provide helpful assistance if you experience any problems. We've been looking after people for more than 35 years!

In certain cases the loan can be transferred to your new property. Otherwise your loan can be settled from the proceeds of your sale.

Nothing! Naturally, you're under no obligation to proceed. We'll send you a printed copy of your application for you to sign and return to us. Your application enables us to give you an accurate quotation in writing - then it's up to you whether or not you proceed.

A comprehensive life, sickness, accident, and redundancy cover is available to cover you against that eventuality. Since, under law, your home is at risk if you do not keep up the repayments on a mortgage or loan secured on it, we thoroughly recommend you take out this cover. For just a little extra, you can enjoy complete peace of mind.

Please click here to view our current fees and charges.

We'll discount the interest due to allow for the shorter period you're taking to repay.

Loans are usually repaid by direct debit through the bank/building society. If you prefer, you can make arrangement to pay otherwise and record your payments in a payment book. Simply choose the method that's most convenient for you.

No-one. Every aspect of your inquiry will be treated with total confidence - there will be no contact with your bank or employer, if you have one.

If you are confused, concerned, or worried about any aspect of your application don't hesitate to contact us - we are here 7 days a week to give you all the help you need.