The St. Kitts Nevis Anguilla Trading and Development Company Limited (TDC) is a leading private sector company and an equal opportunity employer in the Federation of St. Kitts and Nevis. TDC is currently seeking applications from experienced, energetic professionals to fill the position of Recoveries Manager at the TDC Financial Services Company Limited, Central Street, Basseterre, St. Kitts.

The Recoveries Manager will be responsible for overseeing the recovery processes within the organization, ensuring effective management of outstanding debts and enhancing recovery rates by ensuring debts are recovered.

Specific Duties and Responsibilities

– Ensure policies and procedures are reviewed and implemented by the Department

– Ensure an aggressive follow-up is done on all delinquent loans to ensure they return to order in the shortest possible time frame

– Ensure annual loan review is completed as per ECCB Prudential guidelines

– Ensure arrears are maintained within the agreed targets and new provisions and write-offs are minimal

– Ensure all matters pertaining to classified debts are handled, which includes meeting with the customers, contacting them by phone or letter, etc. to discuss their account. Ensure file notes are prepared after every interaction with the customer

– Work closely with the corporate attorneys on all matters relating to delinquent accounts as well as classified debts

– Ensure the Early Warning Account status (EWA) is assigned to all accounts where applicable

– Maintain a master list of Early Warning Accounts and prepare relevant reports

– Prepare the Quarterly Early Warning Account report and submit to the General Manager for review

– Prepare required request forms to classify accounts in arrears over ninety (90) days for approval by the General Manager

– Prepare and submit Classified Debt reports quarterly to the General Manager

– Prepare and submit monthly delinquency reports to the General Manager

– Prepare the required Request for Write Off report for submission to the General Manager in respect of accounts identified to be written off

– Prepare a write off loan list that is within the statute of limitations with an action plan for recoveries

– Issue the Standard Letter of Instructions to Professional Valuers to prepare valuations for properties charged to TDC Financial Services Company Limited. Upon receipt, ensure it is addressed to TDC Financial Services Company Limited and compare its contents with the Letter of Instructions

– If needed, review the appraisals received from Appraisers to ensure its contents are in line with the Letter of Instructions and the Real Estate Valuation Policy when appraisals for clients are requested by the Credit Department

– Ensure a Caution List is prepared and updated at least quarterly and circulated accordingly to the relevant departments

– Prepare Annual Appraisal Reports for the respective officers within the department and submit same to the General Manager for review

– Submit a summary report on Department performance. This should include:

– the number of classified debt and movement in on non-performing loans percentage

– the number of delinquent loans under ninety (90) days

– the number of accounts in early warning

– the number of monthly loans write offs and total number of loan write offs within the statute of limitations

– the progress of the annual loan review

– the number of loans at the Solicitors

– Any Department challenges

– Any other duties that may be assigned

Qualification/Experience/Requirements

– A Bachelor’s Degree in Finance, Business Administration or related field

– Proven experience in debt recovery, credit management, or a related field

– Strong leadership and team management skills

– Excellent analytical and problem-solving ability

– Knowledge or relevant laws and regulations governing debt recovery

– Proficient in financial analysis tools and software

– Strong communication and interpersonal skills

– Ability to work in a fast environment and meet timely deadlines

– High level of organizational and multitasking skills

– Proficiency in Microsoft Office Suite and Recovery Management Software

Applications may be sent to the following address on or before 31 October 2024:

The Chief Human Resources Officer

Re: Recoveries Manager

TDC Human Resources Department

P O Box 142

Fort Street

Basseterre

St Kitts

Or

Email: [email protected]



Basseterre, St. Kitts – Staff from across the St. Kitts Nevis Anguilla Trading and Development Company Limited (TDC), will once again come together to applaud employee excellence at the 2024 Black-tie Staff Awards Gala.

A Night of Recognition and Entertainment

This prestigious event serves to recognize the dedication, commitment, and achievements of the diverse staff across the Company. It promises to be an unforgettable evening filled with exquisite cuisine, an impactful motivational presentation by Ms. Sybil Welsh, a Senior Project Specialist, at the Eastern Caribbean Central Bank (ECCB), cultural and live entertainment, all in an elegant setting, fostering the spirit of camaraderie, and togetherness.

Continuing the tradition set in 2023, at the 50th Anniversary Gala, the Sales and Service Excellence Awards will be presented in honour of former employees. The 2024 honourees are Mr. Sydney George Powell, former Assistant Manager, TDC Home and Building Depot (Nevis) and Mr. Howard McEachrane, Former Executive Director, who served with distinction and made their own unique contributions to the development of the company.

The heartwarming awards will be given to the deserving employees in the following categories:

• Long Service Awards

• Impact Awards

– Rising Star

– Above and Beyond the Call of Duty

– Making A Difference In The Community

– Punctuality and Attendance

• The Sydney George Powell Sales Excellence Award

• The Howard McEachrane Service Excellence Award

• The Jacques A Cramer Employee of the Year Award

A Tradition of Appreciation

According to Mr. Ernie France, Chairman of the Awards Committee, “Our annual Staff Excellence Awards Gala will allow the company to show our gratitude to our employees and celebrate them and the role they have played in the last financial year towards TDC’s success. We also have new additions to make the event even all all-encompassing, with the Department of the Year Award. The St. Kitts Masonry Products Limited (SKMP) staff will also join in our celebrations and will be recognized, as well. The Awards Committee, along with Human Resources Department are working together to truly acknowledge the outstanding efforts and hard work of all our valued staff.”

The St. Kitts Marriott Resort in Frigate Bay will play host to the event, under the theme, Honouring the Legacy, Building Resiliency, 51 Years – We are TDC, and will be held on Saturday 27th July 2024.

Picture – A Throwback to the 2023 TDC Staff Awards and Gala Event with Reverend Renecia Huggins (former TDC Warren C Tyson Memorial Scholar) delivering the Feature Address



Basseterre, St. Kitts – The TDC Home and Building Depot on St. Kitts and its corporate partner, the Toledo Lock Company hosted a ‘Get Locked In’ product demonstration for customers.

The highly interactive session showcased the Toledo line of products including the Nexxus, the Black Series (the TBK90R) and Anti Corrosion High-Security locks.

Mr. Joshua Diaz, Toledo Locks Company Regional Sales Head, engaged patrons updating them on the latest innovations in lock technology with hands on demonstrations, highlighting the features, functions and benefits.

Mr. Diaz also took the opportunity to offer expert advice while educating customers about the importance of choosing the right locks for their needs and offered practical solutions for home and office security.

Patrons praised the idea and openly expressed their pleasure in having the event, as many saw it as a chance to learn more about the products and by extension the services that are readily available to them from the store.

“This is a great idea.”

“I have to get one of those for my home.”

“The locks and the features are impressive.”

“I own an Airbnb and will surely get one of the locks, the Nexxus.  I like the added security it provides.

The in-store activity formed part of the TDC Home and Building Depots’ Eduseries Program, an annual product development and education campaign, specifically designed to enhance customer experiences.

Picture – Mr. Joshua Diaz, Toledo Locks Company Regional Sales Head speaking with a  customer at the TDC Home and Building Depot on the Frigate Bay Road about the benefits of the Toledo Nexxus Lock



Basseterre, St. Kitts – Painters, contractors, architects, and interior designers from across St. Kitts and Nevis have been given the opportunity to increase their knowledge and skillsets about paints and colour technology through four (4) interactive seminars organized by the TDC Home and Building Depots, and its principal, BERGER Paints.

The informative presentations were facilitated by Mr. Darryl Traboulay, Technical Team Leader at ANSA Coatings Limited (Trinidad) and Mr. Roger Brathwaite, ANSA Colour Consultant (Grenada), who highlighted paint innovations, including eco-friendly options, high-durability coatings, colour technology, and application techniques with simple tips and tricks on how to get the best value from paint with vibrant finishes for residential and commercial projects.

“We are thrilled to partner with TDC Home and Building Depot for these sessions. Our goal is to empower professionals and enthusiasts with the knowledge and tools they need to get exceptional results from our products. Our partnership with the TDC Home and Building Depots also underscores the joint commitment to education through awareness and hands on training,” said Mr. Brathwaite, speaking at the end of the final seminar, DIY with Mom.

Commenting on the importance of the workshops, Mr. Kashka Thompson, TDC Client Relations and Marketing Manager said, “The TDC Home and Building Depots were excited to partner with BERGER Paints to offer our customers access to the latest advancements in painting technology. It reflects our dedication to providing valuable resources, and support to our painters, contractors, renovators, and our DIY enthusiasts.”

The ongoing collaboration between the retail stores and BERGER Paints is part of the companies’ annual edu-series programme, which is specifically designed to educate staff and customers about products and services that would enhance customer experiences.

Picture – Mr. Darryl Traboulay, Technical Team Leader at ANSA Coating Limited (Trinidad) speaking to painters about paint application techniques



St. Kitts Nevis Anguilla Trading and Development Company Limited (TDC) is a leading private sector company in St. Kitts and Nevis and is an equal employment opportunity employer. TDC is currently seeking applications from suitably qualified candidates to fill the position of Garage Attendant at the TDC Automotive Division, Pinney’s Industrial Estate, Nevis.

The Attendant will be responsible for performing a variety of Facility/Garage supportive functions which include, but not limited to:

• Providing excellent customer service

• Cleaning vehicles and maintaining a clean workspace

• Mounting tyres sold by the Spare Parts Unit

• Inspecting/Assessing Customer Vehicles

• Assisting with Customer Vehicle Pick Up and/or Delivery

• Assisting and supporting the Sales Team

Education and/or Experience

• Secondary School Diploma or equivalent

• Experience with tyre repair machinery

• Possess a valid Class P-B Driver’s License

• At least one-year experience

Applications may be sent to the following address on or before 16 November 2024:

Please forward applications with reference or subject line indicating “Garage Attendant – Automotive Division” to:

The Chief Human Resource Officer

TDC Human Resources Department

P O Box 142

Fort Street

Basseterre

St Kitts

Tel: 869-465-2511 extension 1178 │ Fax: 869-466-8803

Email: [email protected]



Basseterre, St. Kitts – Mr. Leslie Warner, the Senior Sales Associate at the TDC Home and Building Depot Paint and Colour Centre on St. Kitts, has successfully completed the Architectural Coatings Technologist professional accreditation from the Masters Painters Institute (MPI).

Mr. Warner was one of twenty (20) candidates from across the Caribbean selected by Harris Paints, through its local affiliate, and is first in the Federation to achieve this lifetime professional certification from the Canadian based Association.

The extensive and internationally recognized program tested coatings, technical knowledge across paint categories encompassing different types of paint and technologies, manufacturing processes, colour, application methods, specifications, using industry standards and included a focus on safety and environmental issues.

In highlighting the achievement, Mr. Luke Ticknor, Harris Paints Senior Sales, and Marketing Vice President stated, “This initiative has been very rewarding; to see the knowledge and skill level of our representatives across the region grow and for them to receive an internationally recognized accreditation that will put them in good stead for their career development.”

He added, “Earlier this year, Harris Paints successfully received the MPI quality certification for several of its key paint products. This puts the Harris brand on an equal footing with any of the top north American and international paint brands. The product certifications combined with the training, validates Harris’s commitment to providing quality products and outstanding customer service.”

Mr. Iston Williams, the TDC Home and Building Senior Manager, also commended Mr. Warner and spoke of the value of his newly acquired certification.

“We are very proud of Mr. Warner and congratulate him on his recent success in becoming our very own Architectural Coatings Technologist. We applauded the initiative and agreed to support Mr. Warner. When you have the solid foundational knowledge behind paints, the different technologies and how they work, it makes our Paint Team better equipped to answer queries, offer practical and useful advice, and enhance the customer experience at our stores in St. Kitts and Nevis.”

In speaking of his accomplishment, Mr. Warner stated, “I am extremely pleased. The program was demanding and well-rounded. I had the opportunity to broaden my knowledge even in areas that were not called for daily. It will certainly complement my many years of experience in the paint sector, and be of great benefit to my team, and our many customers.”

Mr. Warner was presented with his official certificate by Mr. Gerardo Quesada, Harris Paints Regional Exports Manager, at a brief ceremony on Friday 3rd May 2024, at the TDC Home and Building Depot (the authorized agents and distributors for Harris Paints) on the Frigate Bay Road in Basseterre.

Picture – Mr. Leslie Warner receiving his MPI Certificate in Architectural Coatings Technology from Mr. Gerado Quesada, Harris Paints Regional Exports Manager at the TDC Home and Building Depot on St. Kitts



The TDC Financial Services Company Limited (formerly the St. Kitts Nevis Finance Company Limited – FINCO) will celebrate thirty (30) years of providing financial solutions in the Federation, on Wednesday 25th April 2024.

To commemorate this significant milestone, the company will be hosting a week-long celebration of activities that will begin on Monday 22nd April. These will include School Presentations, Community Outreach Day, Customer Appreciation Day, Radio Promotional Interviews (TDC Financial Services Then and Now) and a Staff Retreat at the St. Kitts Marriott Resort to honour its dedicated staff members.

Reflecting on the journey, Mr. Steve Farier, the General Manager, expressed profound gratitude, stating, “TDC Financial Services Company Limited is honoured to be celebrating three decades of service to the people of St. Kitts and Nevis. Throughout the years, we have remained committed to listening to our customers, expanding our product offerings, and providing financial guidance. Our success would not have been possible without the trust and loyalty of our valued customers, for which we a very grateful.”

He added, “We remain steadfast in our mission to empower individuals and businesses with comprehensive financial solutions, guided by principles of excellence, integrity, and customer satisfaction. As we look to the future, our focus will continue to be on innovation and customer-centricity. We are committed to introducing new initiatives that add value to our customers to meet their evolving needs.”

The TDC Financial Services Company Limited started its operations in St. Kitts on 25th April 1994, on Central Street in Basseterre. One year later, it expanded its footprint, opening a branch in Charlestown, Nevis, on June 26th, 1995, further extending its reach and impact across the Federation.

Picture – Mr. Steve Farier, General Manager, TDC Financial Services Company Limited advising a customer at the TDC Financial Services Company Limited office on Central Street in Basseterre



Over seventy-five women across the St. Kitts and Nevis are now equipped with the knowledge and empowered to use their newly acquired skills in basic Car Care and Welding, thanks to a partnership between the TDC Group of Companies and the Departments of Gender Affairs.

The collaboration between the TDC Automotive Divisions, TDC Home and Building Depots, and the Ministries of Social Development and Gender Affairs, started in the month of March, International Women’s Month, and wrapped up on Saturday 13th April 2024.

The theory and practical sessions were facilitated by a team of trained and certified professionals from within and outside the company, who used their combined years of experience and expertise to conduct the highly interactive sessions. Each participant garnered the basic skills of vehicle diagnostics, along with various welding techniques, and safety protocols.

According to Mr. Kashka Thompson, the TDC Client Relations and Marketing Manager, TDC is thrilled to partner with the Departments of Gender Affairs to offer women the chance to explore and learn. By equipping women with the skill sets and knowledge, we are not only promoting gender equality, but we are also helping to break barriers and promote gender inclusivity by inspiring them.”

He also noted, “This partnership also addresses the gender gap prevalent in technical professions and give women the opportunity to acquire practical skills, gain hands-on experience, and even pursue fulfilling careers in these fields contribute to the growth and development of the economy.”

With the success of the two training sessions, calls are already being made for similar training in electricity, tiling, and woodwork.

Picture – Mr. Anthony Nisbett, Manager TDC Automotive Division facilitating the session on Basic Car Care at the TDC Automotive Division at Pinney’s Industrial Estate on Nevis



For the second consecutive year, in celebration of World Health Day, the TDC Group of Companies, the Nevis Health Promotion Unit and the ICDF hosted a Health and Wellness Fair on Friday 5th April 2024, at the Longstone Building Parking Lot in Charlestown, Nevis.

The fair featured a diverse range of free activities and health services aimed at empowering nationals to make better informed decisions about their general health and wellbeing. These included presentations by the Nevis Red Cross Society, the introduction of the volunteer blood drive by the Alexandria Hospital, and the preparation and tasting session of healthy meals and snacks from Chef Michael Henville and the In Ya Kitchen Team.

Local business houses were also given the opportunity to showcase their products  including the City Drug Store, TDC Home and Building Depot, Native Radiance, Seal My Sip, as well as, health related organizations, the Nevis Red Cross, Lake Health and Wellness debuted a health and wellness game for children to encourage healthier eating choices, the Nevis Mental Health Society, the Nevis Dental Association, the St. Kitts and Nevis Alliance for Equality, along with the Health Promotion Unit  and the Taiwan ICDF providing health screenings and one on one informational consultations with valuable information and tools to support the attendees’ journey toward optimal health.

In speaking about the event, Mr. Dominic Matthew, TDC Marketing Assistant said, “We are thrilled to partner with the Health Promotion Unit and the Taiwan ICDF once again to host the second annual Health and Wellness Fair. As advocates for community health and well-being, we believe that events like these play a crucial role in raising awareness and fostering positive lifestyle changes.”

Ms. Terysia Herbert, Education and Prevention Officer in the Nevis Health Promotion Unit hailed the fair as another success and highlighted the importance of having the event featured on the Unit’s calendar.

“We are committed to promoting a culture of health and wellness within our community with another successful staging. By partnering with organizations like TDC Group of Companies and the ICDF, we can leverage our collective resources to provide impactful initiatives like the Health and Wellness Fair, which we ill be adding to our list of activities in 2025.”

The Health and Wellness Fair was open to the public, and was held under the theme, “My Health, My Right.”

Picture – Nevisian patron inquiring about a Health and Wellness Product at the City Drug Store (Nevis) Limited Booth



Basseterre, St. Kitts – Kittitian Shauna Gilbert is the lucky winner in the Harris Paints Level Up Promotion having participated in the three-month long campaign organized through its authorized dealers, TDC Home and Building Depots.

Ms. Gilbert was presented with the winner’s cheque for three thousand dollars (EC$3000.00) at the TDC Home and Building Depot, the authorized distributors for Harris Paints in the Federation by Mr. Leslie Warner, Senior Sales Associate, in the Paints and Oils Department.

Mr. Warner congratulated the excited Gilbert and encouraged her to continue being a loyal customer of the Harris brand, the Caribbean Champions of Colour.

“On behalf of our corporate partner, Harris Paints, the Caribbean Champions of Colour, and the team at the TDC Home and Building Depots, congratulations on being the winner of the Level Up Holiday promotion.  We value you and thank you for your continued patronage. Do enjoy winnings,” said Warner.

In response, a smiling Gilbert expressed her gratitude and excitement after receiving the cash prize.

“I am absolutely thrilled to have won the EC$3000 in the Harris Paints Level Up Promotion. This was such a fantastic surprise, and I am incredibly grateful to Harris Paints and the TDC Home and Building Depot for this opportunity. It’s truly a game-changer for me, and I look forward to utilizing this prize to accomplish some of my goals,” remarked Gilbert.

In offering congratulations to Ms. Gilbert, Mr. Kashka Thompson, the TDC Client Relations and Marketing Manager, said, “We are overjoyed to extend our heartfelt congratulations to Ms. Shauna Gilbert for her win. This promotion was specifically designed to reward you and our many valued customers, while adding extra excitement to our shopping experiences and their paint purchases.”

The Level Up Promotion ran from October 1st through December 31st, 2023, giving customers in St. Kitts and Nevis who purchased any gallon of Harris Ulttima paint to digitally qualify for the chance to win the cash prize by scanning the promotional QR code and playing the interactive colour and paint brand match game.

It underscored both Harris Paints and TDC Home and Building Depots commitment to delivering not only top-tier paint solutions but also memorable experiences for customers with customer rewards through engaging initiatives that will enhance their lives through colour and creativity.

Picture – Mrs. Shauna Gilbert receiving her prize (EC$3000.00) form Mr. Leslie Warner, Senior Sales Associate in the Paint and Oils Department at the TDC Home and Building Depot on St. Kitts